Terms of Service
These Terms of Service ("Terms") govern your use of the website operated by Faithful Insurance Agency LLC ("Agency," "we," "us," or "our"). By accessing this website or submitting information through our online application, you agree to these Terms.
1. Purpose of the Website
This website provides general information about insurance products and services and allows consumers to submit an application/inquiry to our Agency. Submitting an application does not itself create an insurance policy, insurance contract, binder, coverage commitment, or agency appointment.
2. No Coverage Is Bound Through the Website
Submitting information through this website does not constitute a binder of insurance and does not guarantee that insurance coverage will be offered or issued. No insurance coverage is bound, activated, modified, renewed, cancelled, or otherwise changed through submission of an online application. Coverage is effective only when the applicable insurance company and/or an authorized representative of the Agency has completed the required underwriting and binding process and has provided the applicable confirmation.
3. Accuracy of Information
You agree to provide information that is accurate and complete to the best of your knowledge. You must not intentionally submit materially false information, impersonate another person, or use the website for fraudulent purposes. Insurance eligibility, underwriting, pricing, and coverage decisions may depend upon information that is verified independently by the Agency or an insurance company.
4. Quotes and Estimates
Any quotation, premium estimate, coverage description, or other information communicated through the website or following a website submission is informational unless and until the applicable insurer and authorized representative have completed the required binding process. A quote is not a guarantee that coverage will be issued at that price or with the terms initially discussed.
5. Communications
By submitting an application and providing the requested consent, you authorize the Agency to contact you using the communication methods described in the applicable consent disclosure. You may withdraw marketing communications as described in our Privacy Policy, subject to applicable law and legitimate transaction or servicing communications.
6. Third-Party Services
The website may use third-party service providers to process form submissions, maintain website functionality, communicate with consumers, obtain insurance quotations, or facilitate insurance transactions. The Agency does not guarantee uninterrupted availability of third-party services.
7. Website Availability
We attempt to maintain accurate and reliable website functionality but do not guarantee that the website will always be available, error-free, uninterrupted, or free of security vulnerabilities.
8. Prohibited Uses
You may not use this website to:
- Submit fraudulent information
- Impersonate another person
- Attempt unauthorized access to the website or its systems
- Introduce malicious code or interfere with website operations
- Collect information from the website for unauthorized purposes
- Use the website in violation of applicable law
9. Intellectual Property
Unless otherwise indicated, website content, logos, graphics, text, and other materials are owned by or licensed to the Agency and may not be reproduced or used without authorization.
10. Privacy
Your use of this website is also subject to our Privacy Policy.
11. Governing Law
These Terms are governed by the laws of the State of Illinois, except to the extent applicable federal law controls.
12. Changes to These Terms
We may update these Terms periodically. The current version will be identified by its effective date.
13. Contact
Faithful Insurance Agency LLC
10S170 Alma Lane, Naperville, IL 60564
sevan@faithfulia.com
+1 (630) 276-8499
