Terms of Service
These Terms of Service ("Terms") govern any utilization of the website operated by Faithful Insurance Agency LLC ("Agency," "FiA," "us," or "team"). By accessing this website or submitting information through the online application, the client agrees to these Terms.
1. Purpose of the Website
This website provides general information about insurance products and services and allows consumers to submit an application/inquiry to the Agency. Submitting an application does not itself create an insurance policy, insurance contract, binder, coverage commitment, or agency appointment.
2. No Coverage Is Bound Through the Website
Submitting information through this website does not constitute a binder of insurance and does not guarantee that insurance coverage will be offered or issued. No insurance coverage is bound, activated, modified, renewed, cancelled, or otherwise changed through submission of an online application. Coverage is effective only when the applicable insurance company and/or an authorized representative of the Agency has completed the required underwriting and binding process and has provided the applicable confirmation.
3. Accuracy of Information
Client agrees to provide information that is accurate and complete to the best of awareness. Client must not intentionally submit materially false information, impersonate another person, or utilize the website for fraudulent purposes. Insurance eligibility, underwriting, pricing, and coverage decisions may depend upon information that is verified independently by the Agency or an insurance company.
4. Quotes and Estimates
Any quotation, premium estimate, coverage description, or other information communicated through the website or following a website submission is informational unless and until the applicable insurer and authorized representative have completed the required binding process. A quote is not a guarantee that coverage will be issued at that price or with the terms initially discussed.
5. Communications
By submitting an application and providing the requested consent, client authorizes the Agency to contact client utilizing the communication methods described in the applicable consent disclosure. Client may withdraw marketing communications as described in the FiA Privacy Policy, subject to applicable law and legitimate transaction or servicing communications.
6. Third-Party Services
The website may utilize third-party service providers to process form submissions, maintain website functionality, communicate with consumers, obtain insurance quotations, or facilitate insurance transactions. The Agency does not guarantee uninterrupted availability of third-party services.
7. Website Availability
FiA aims to maintain accurate and reliable website functionality but does not guarantee that the website is always available, error-free, uninterrupted, or free of security vulnerabilities.
8. Prohibited Applications
Client may not utilize this website to:
- Submit fraudulent information
- Impersonate another person
- Attempt unauthorized access to the website or its systems
- Introduce malicious code or interfere with website operations
- Collect information from the website for unauthorized purposes
- Utilize the website in violation of applicable law
9. Intellectual Property
Unless otherwise indicated, website content, logos, graphics, text, and other materials are owned by or licensed to the Agency and may not be reproduced or utilized without authorization.
10. Privacy
Client access of this website is subject to the Privacy Policy.
11. Governing Law
These Terms are governed by the laws of the State of Illinois, except to the extent applicable federal law controls.
12. Changes to These Terms
FiA may update these Terms periodically. The current version will be identified by its effective date.
13. Contact
Faithful Insurance Agency LLC
10S170 Alma Lane, Naperville, IL 60564
sevan@faithfulia.com
+1 (630) 276-8499